Senior Care Options (SCO) is a private health insurance plan for dual eligible Medicare and Medicaid beneficiaries, 65 years old or over. No individual is required to enroll in Senior Care Options. Enrollment is optional. In addition to medical care coverage, members are also able to receive Home Care Services from Bay Path Elder Services.
Senior Citizens and the elderly are typically facing difficult times financially. As a result, many families are forced to make tough decisions concerning their loved one’s living condition. Hospice is often recommended by physicians as a solution to the problem of how to provide the necessary care for a senior living alone or with another disability. Hospice is a service that permits the senior to live as independently as possible with the assistance of trained and caring professionals. Although this may be an option for many families, the cost of hospice is extremely expensive.
In-home care agencies can assist seniors in maintaining a comfortable and enjoyable lifestyle. These agencies offer many services to seniors including: housekeeping, errands, grooming, shopping and errand assistance, grocery assistance, and transportation needs. These agencies offer daily living assistance including: meals, transportation, housekeeping, dressing, grooming, bathing, medication reminders and shopping for clothing, jewelry and other items. There are many senior care in home care services that focus on providing companionship to seniors.
Seniors who are confined to their homes due to accidents, illness, or financial reasons may require assistance with daily activities. Some caregivers provide these types of services to seniors in their homes or offices. Others are caregivers who are specially trained to provide daily activities to seniors in their homes. The type of caregiver selected depends upon the needs of the client. Some caregivers are provided by senior care in home care agencies and others are self-employed and work on their own.
Specialized care for seniors involves a combination of services including: skilled nursing care; health care; intermediate care; and specialized care for those with disabilities. Skilled nursing care refers to custodial and personal care under the supervision of licensed nurses. Health care typically provides services such as monitoring body temperature; administering medication; conducting physical examinations; and assisting in a variety of physical activities, such as walking, bathing, and dressing. Intermediate care often involves direct counseling and therapy, social activities, and nutritional and lifestyle instruction for the elderly. This specialized care for seniors sometimes involves separate diagnosis and treatment sessions. Specialized care for those with disabilities usually requires the assistance of a professional occupational therapist.
For families and loved ones, the process of choosing the best senior care provider is challenging. Many seniors are able to remain independent for a period of time after they turn 65, but unfortunately, this doesn’t always happen. As we age, it becomes increasingly difficult to care for our own bodies and minds, let alone care for our aging loved ones. This is why it’s so important to invest in long-term care insurance so you can take advantage of the medical and financial benefits of this innovative plan. By doing so, you’ll be helping to ensure that your loved ones remain happy and healthy, and that you can have peace of mind knowing your family is taken care of should the need arise.